Professional Real Estate Services



Professional Real Estate Services

Betty & I have specialized in the Western Suburbs of Chicago for the past 40 years.  We have the expertise and experience for both buying and selling properties.  We also offer rental and management for those in need of either or both.  You have found the right resource for all of your real estate needs. Whether you are looking for a property in the Western Siburbs, or you are in the preliminary stages of your real estate search, you have found two of the most experienced Brokers/Owners in the business who truly would like to help you.

Through this real estate web site, you have the ability to search virtually every home for sale in the entire Western suburbs of the Chicagoland area.  In addition to accessing houses and real estate for sale, this web site features comprehensive community information for DuPage County areas that can help guide you in making the right buying or selling decision.  Please feel free to check out our many features.  We are sure you will find it of assistance to you.


Larry & Betty Kubiak

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EMAIL ME (630) 963-7400

Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports

10/30/2020 11:30:32 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates inched higher yesterday. But only by the smallest measurable amount. And conventional loans today start at 3.125% (3.125% APR) for a 30-year, […]

10/30/2020 10:00:37 AM +00:00

Popular government mortgage relief programs like HARP and FMERR have ended. But there's one mortgage relief refinance left. Find out if you qualify.

10/29/2020 11:30:07 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates edged lower yesterday. And conventional loans today start at 3.125% (3.125% APR) for a 30-year, fixed-rate mortgage.  Each of the successive falls […]

10/29/2020 10:30:34 AM +00:00

We asked 10 housing and finance experts for their mortgage rate predictions and housing forecasts for late-2020. Here's what they said.

10/28/2020 11:45:01 AM +00:00

Figure review showing how the company compares to other major lenders for mortgage rates, customer service, and loan options.

10/28/2020 11:30:53 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates inched lower yesterday. And conventional loans today start at 2.75% (2.75% APR) for a 30-year, fixed-rate mortgage.  Mortgage rates would be lower […]

10/27/2020 11:45:52 AM +00:00

Most experts say: Don't use your 401(k) to pay off a mortgage. Luckily, you don't have to. There are plenty of other ways to pay off your mortgage early.

10/27/2020 11:30:30 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates nudged modestly lower yesterday. And conventional loans today start at 2.75% (2.75% APR) for a 30-year, fixed-rate mortgage.  We warned not to […]

10/26/2020 11:45:42 AM +00:00

10-year mortgage rates are lower than 30- and 15-year rates. But payments are much higher. Find out: Are 10-year mortgage rates worth it for you?

10/26/2020 11:30:58 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates inched higher last Friday, but only by the smallest measurable amount. And conventional loans today start at 3.188% (3.188% APR) for a […]

10/23/2020 7:00:33 PM +00:00

Mortgage rates are holding low and everyone is predicting low rates into 2021. But it's not a sure thing. Advice, predictions, and your next steps.

10/23/2020 11:30:50 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates inched lower yesterday. And conventional loans today start at 3.125% (3.125% APR) for a 30-year, fixed-rate mortgage.  Does it feel as if […]

10/23/2020 10:15:04 AM +00:00

The VA funding fee sustains the zero-down VA loan program for service members and veterans. See current funding fees and find out who is exempt.

10/23/2020 10:00:16 AM +00:00

We name the 9 best online mortgage lenders and review their offerings, service, flexibility, fees and rates. Essential reading for online borrowers.

10/22/2020 11:30:06 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates edged higher yesterday. And conventional loans today start at 3.125% (3.125% APR) for a 30-year, fixed-rate mortgage.  Yesterday’s rise was mostly down […]

10/22/2020 9:01:29 AM +00:00

VA home loan benefits are unmatched by other mortgage programs. See VA loan requirements, benefits, and interest rates here.

10/22/2020 9:00:04 AM +00:00

If you want to build your own home, you'll likely need a construction loan. Learn how construction loans work and why they're different from mortgages.

10/21/2020 11:30:06 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates inched higher yesterday. But only by the smallest measurable amount. And conventional loans today start at 3.125% (3.125% APR) for a 30-year, […]

10/21/2020 11:00:38 AM +00:00

If you can make lenders compete for your mortgage, you can lower your interest rate and get the best deal on your home loan and closing costs. Here's how.

10/20/2020 11:45:41 AM +00:00

Here are 16 questions to ask a mortgage lender that will ensure you get the right loan type, lowest mortgage rate, and best overall deal on your home loan.

Larry & Betty Kubiak
Professional Real Estate Services

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